Logotype of CrowdProperty

BRICKFUNDING RATING

CrowdProperty

Earn 8%p.a. first-charge secured returns, tax-free through the CrowdProperty ISA.

  • LicensedLicensed
  • LendingLending
Average yearly return  
9.3575%
Total funded  
USD 27.13m
Total projects  
62

GENERAL INFORMATION ABOUT CROWDPROPERTY

CROWDFUNDING TYPE

Types offered
EquityEquity
LendingLending
DirectDirect
CryptoCrypto
Real Estate Assets offered
SingleSingle
MultiMulti
RetailRetail
OfficeOffice
HotelHotel
IndustrialIndustrial

ABOUT CROWDPROPERTY

CrowdProperty is a specialist property peer-to-peer lending platform facilitating loans between private individuals and UK professional property businesses. Actual property development and investment experience lies at the heart of the business meaning hands-on, expertise-led due diligence and loan monitoring. Lending is focused on the SME property developer market, a key segment for supplying much needed UK housing stock, which is poorly and inefficiently served by traditional funding sources. CrowdProperty is authorised and regulated by the FCA, is an HMRC approved ISA / IFISA manager and is the only property development specialist platform on the Peer-to-Peer Finance Association (P2PFA) membership, the leading industry body in UK peer-to-peer lending, which in many respects is at the forefront of the development of peer-to-peer lending globally.CrowdProperty recently became the first and only property development/bridging P2P lender to become Brismo Verified, independently validating CrowdProperty’s market-leading performance, showing significant outperformance of Brismo's UK P2P Index.

CrowdProperty facilitates debt-based, asset-backed loan contracts between Investors and Borrowers via our online platform. Investment funds are from retail investors. CrowdProperty exists because we match the supply and demand of capital far more efficiently than traditional lending institutions, thereby giving both Investors and Borrowers a better deal.

We are solving major pains being experienced on both sides of our marketplace. On the one hand, property professionals are receiving appalling service from traditional funding providers, especially in terms of ease, speed, expertise and access to decision makers, all of which are pivotal to our proposition. On the other hand, the general public are mostly getting sub-inflation returns on their savings – according to the Bank of England there is £1.3tr in savings accounts earning on average 0.8% interest. The big reason we can offer higher returns of 8% is because of our structural cost advantage. We don’t have the high cost bases of traditional lenders, which include, for instance, branch networks, origination costs, legacy IT systems and regulatory cost of capital. We have purpose-built technology underpinning both very efficient and expertise-led systems and processes. Additionally, if we introduce interest rate changes, it is always applied to both sides of the marketplace. The CrowdProperty ISA then adds a tax-free cherry on top of the cake.

Additionally, this UK has a housing supply crisis and whilst the Government identifies small and medium-sized developers developing smaller parcels of land as a crucial part of the solution, traditional lending institutions either won't lend or make it very hard to borrow, despite significant demand. We know this because as property professionals, we've been there. We understand these frustrations through decades of personal investing and developing experience through multiple economic cycles.

As a result of our superior understanding, extensive hands-on experience, expertise-led due diligence and insistence on securing each project with a first legal charge, we have a 100% capital and interest payback track record.

CrowdProperty is different because we:

  • Have a 100% track record in repaying Investors’ capital and interest
  • Have no outstanding loans that are late in any way. This is based on ‘late’ being defined as any active loan going beyond the originally defined loan end date at launch of the loan (ie the intuitive definition).
  • Always take first charge security
  • Only lend on projects with planning permission already in place
  • Attract the best quality projects as we offer competitive rates plus a swift and excellent service to property professionals
  • Originate projects directly as part of the many ways that we match capital more efficiently, ensuring a better deal for both lenders and borrowers
  • Have unparalleled, hands-on expertise of over 100 years in the property industry at the heart of the business, meaning projects are assessed with deep, specialist property experience
  • Only ever consider projects independently proposed to our platform ensuring independent and impartial due diligence
  • Are, and always have been, solely focused on what we do and our business model, asset class, instrument and security, continuously building stronger and deeper expertise
  •  Offer upmost transparency on our track record and projects listed through information on our website and through project webinars
  • Are directly authorised and regulated by the FCA
  • Are the only property development / bridging platform member of the Peer-to-Peer Finance Association (P2PFA), the ‘top table’ of UK peer-to-peer lending, alongside other sector leaders
  • Are the only property development / bridging platform to be Brismo Verified, underlining our commitment to disclosure best-practice and independent accountability for the performance of every loan that we originate both historically and going forward
  • Have proprietary technology that has been built, continues to be developed and managed internally for absolute control over our proposition development, our purposeful priorities and USPs.

 

CrowdProperty image

CONTACT INFO

Brochure
N/A
Telephone
+44 203 012 0161
Headquarters
Crown House, 123 Hagley Rd
B16 8LD
Birmingham
West Midlands
Great Britain
Flag of GB
No map available

 

INVESTMENT RISK WARNING

Investing in property involves risks, including illiquidity - the inability to sell assets quickly or without substancial loss in value -, lack of dividends, loss of investment and disolution, and it should only be done as part of a diversified portfolio. Your capital is at risk.

FINANCIAL INFORMATION ABOUT CROWDPROPERTY

YEARLY STATS 2014 - 2018

REGULATION

Regulated
LicensedLicensed
Regulatory Entity
The Financial Conduct Authority (FCA)
Regulatory Country
Flag of GB
License Number
723959
License Link

HANDLING OF FUNDS

Type of account
Segregated
Custodian entity
Modulr
KYC
Yes

CURRENCY

Main Currency
GBP (£)
Accepted FIAT Currencies
GBP (£)
Accepted Crypto Currencies
N/A

GENERAL INVESTMENT CONDITIONS

Minimal Investment Ticket
GBP 500
Bonus on amount invested
N/A
Welcome Promo
No
Buyback guarantee
No
Second Market
No
Acceptance of foreign investors
Yes
Accredited investors
Yes
Non-accredited investros
Yes
Co-invest
No

COMMISSIONS

On investment
No
Management
No
On profits
No

COMPANY DETAILS

Year founded
2014
Company name
Crowd Property Ltd
Tax ID
08764786
Billing Address
Crown House, 123 Hagley Rd
B16 8LD
Birmingham
West Midlands
Great Britain
Country
Flag of GB

 

INVESTMENT RISK WARNING

Investing in property involves risks, including illiquidity - the inability to sell assets quickly or without substancial loss in value -, lack of dividends, loss of investment and disolution, and it should only be done as part of a diversified portfolio. Your capital is at risk.

CROWDPROPERTY WEB PRESENCE

WEB

TWITTER

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Last tweet
Tweets
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Followers

PLATFORM'S VIDEOS

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Videos
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Subscribers

 

INVESTMENT RISK WARNING

Investing in property involves risks, including illiquidity - the inability to sell assets quickly or without substancial loss in value -, lack of dividends, loss of investment and disolution, and it should only be done as part of a diversified portfolio. Your capital is at risk.

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INVESTMENT RISK WARNING

Investing in property involves risks, including illiquidity - the inability to sell assets quickly or without substancial loss in value -, lack of dividends, loss of investment and disolution, and it should only be done as part of a diversified portfolio. Your capital is at risk.

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