RENDITY REVIEW

Rendity Overview

Rendity is a platform for real estate investments based in Austria, that mainly operates with real estate developers in Europe. The platform was established in 2014. Rendity complies with strict information obligations according to the Small Investor Protection Act or rather an Alternative Financing Act (“AltFG”) and is an authorized financial advisor. Presently, more than a thousand of registered investors have benefited from Rendity and approximately 2,000,000 of loans in real estate area have been already funded through Rendity. To have a better picture of Rendity analysis, please note that Rendity is not dealing with p2p platforms and they are focused on getting access to the Germanic real estate investment market.

Detailed Information

The Interest Rates

The interest rates are not so high according to the market of real estate crowdfunding investments. As they say, their estimated annual returns are up to 7% and depend on the investment style that you are going to take.

Types of Investments on Rendity

• Rendity Growth: This option is for investors looking for higher interests in a shorter time, but it bears a higher risk. Rendity growth specializes in granting loans to real estate developers for development projects. The model has greater profitability and higher risk than the Rendity Income model. The interests are distributed yearly in this model.
• Rendity Income: This type of investment is more stable and has a lower risk than Rendity Growth. It specializes in investing in loans with steady rent payments. The investment terms are longer than the development projects term and may last up to 7 years. The interests are distributed quarterly.

Rendity BuyBack Guarantee

Unfortunately, this investing platform does not provide the buyback guarantee.

Auto-Invest Option

Rendity does not provide an Auto-Invest Tool, but this is not a problem as the volume of operations is still low and there are few projects to manage. For this reason, investors can compile their own portfolio from different real estate projects without any issues.

Secondary market

Unfortunately, the platform does not have a secondary market on their webpage, where investors could manage their investments. But, at the same time, Rendity offers investors an opportunity to resell their loans on rental properties after 24 months.

Advantages and Disadvantages

+ Advantages

• International real estate investment depot
• Great and very secure list of real estate projects
• Interest earnings start from the first day of the investment
• Modern and attractive webpage, which comfortable and easy in daily operations
• All investor transactions such as deposit, investment and withdrawal are free and the platform does not charge a service fee

- Disadvantages 

• The platform has a minimum investment of 1000 EUR per project, which means investors require high capital to diversify on the platform.
• The returns 6% -7% are below the market average.
• No buyback guarantee
• No secondary market
• No auto-invest option

Rendity how it works and who can invest?

Rendity is open for any person who is 18 years or older, has a European bank account is eligible to make investments on the platform. Companies can also invest if they have a bank account within the European Union. Once you make a registration, you can deposit and withdraw your funds via bank transfer.

How do you start investing? (opening an Account)

The first step as always is open an investment account on the platform. Rendity makes the process as simple as possible. To open an account, you need to present your email address, phone number, physical address and identification documents (ID card, Passport). After making the first step (registration form), the second step will be to confirm your email address, the verification email is sent immediately after completing all your data. The third step requires you to upload your identification documents. Note that you can skip this step, but in order to make an investment on Rendity, you have to do it in one day. After following all these steps, your account is ready. You just need to put money on your account via bank transfer or by your credit card. Usually, banks need from 1 to 3 days to transfer the funds (depends on the bank and country).

Making the First Investment

After confirming your account, you immediately have access to all the projects that are open for funding. Moreover, once you make the full verification and open your investor wallet, the site will display the current projects, projects that are coming soon and the past successful projects. The site is pretty easy in using, for example, to make your first investment, you just need to click on the “investments” button on the top of the page and you will see all the projects that are currently open. Note that the minimum amount to be an investment is equal to 1000 Euros and Investor have to manage his investments manually, because the platform does not offer an auto-invest feature.

Should you invest?

Rendity is a great investment depot in Europe for experienced investors looking to diversify and invest in the Austrian and Germany real estate markets. But before making your investment, we always recommend our visitors to visit our platform rating page, and probably you will find some alternative platform that will satisfy your investment needs. Also, don't forget to leave your Rendity comments experience.