Koregraf

Two skills, one philosophy

Vincent Sillègue, a computer engineering engineer by training, was the founder of an IT services company, whose IPO he led before chairing the destiny of a financial consulting firm. Specialized for several years in real estate development, he founded Mixcité Promotion in 2010, then became between 2015 and 2018, Vice-President of the Fédération des Promoteurs Immobiliers. He is currently in charge of the Alternative Financing and Basel IV negotiations working group for the REIT. It manages the creation of more than 100 housing units per year, from the initial stages of project management and site supervision to their marketing.

Philippe Sénéchal, a qualified chartered accountant, was Head of Mission and then Manager at Deloitte&Touche, Manager and Partner at Progestion, and founder and leader of the E&S Audit and Chartered Accountant Group. He is a leading specialist in issues related to real estate, social housing and 1% housing, and has been an advisor to the Ministry of Housing.

Together, in a context of housing crisis in France materialized by a cruel lack of new housing and rental prices in large cities often prohibitive, they share a spirit of innovation articulated around the same philosophy: to propose a new financing scheme for real estate projects.

A new business at the crossroads of financial and real estate expertise

Koregraf directly connects a saver with a real estate project, without intermediaries or management companies.

Koregraf supports the investor in his investment project thanks to its mastery of financial circuits combined with an expertise in real estate development. The investor selects a real estate project presented by the Koregraf platform, then chooses an investment amount.

A true co-constructor with the other contributors, it benefits from a variable profitability between 7 and 10% per year when the operation is a success. No fees are charged to investors, Koregraf is remunerated up to 10% of the funds raised from the promoter.

It should be noted that investing in real estate projects involves risks that should be known: the risk of total or partial loss of invested capital, the risk of illiquidity and the operational risk of the project that may result in a lower than expected return.