Logotype of CapitalRise

BRICKFUNDING RATING

CapitalRise

Online platform for prime property lending and investing. Invest from £1,000 and earn 8-12% p.a. Capital at Risk. #primeproperty #investments #propertylending

  • Third Party LicenseThird Party License
  • LendingLending
Average yearly return  
0%
Total funded  
USD 0
Total projects  
0

GENERAL INFORMATION ABOUT CAPITALRISE

CROWDFUNDING TYPE

Types offered
EquityEquity
LendingLending
DirectDirect
CryptoCrypto
Real Estate Assets offered
SingleSingle
MultiMulti
RetailRetail
OfficeOffice
HotelHotel
IndustrialIndustrial

ABOUT CAPITALRISE

CapitalRise is an online platform for prime property lending and investing. 

The platform disrupts the old way of investing in property to give everyday investors easy and direct access to real estate investments of the finest quality that generate attractive returns. By eliminating the middlemen, CapitalRise enables investors to earn from 8% to 12% per year. 

Borrowers can expect competitive rates, quick decisions and funds within 24 hours once approved. 

Capital is at risk and interest payments are not guaranteed. See key risks before investing.

Mission:

CapitalRise was set up with a clear mission: To disrupt the old way of investing in property and give everyday investors easy and direct access to real estate investments of the finest quality that generate excellent returns.

What are the bennefits of Capitalrise?

CapitalRise offer investors access to prime real estate investing opportunities. With tax-free returns available through our ISA, these investments fund some of the finest real estate in London and the Home Counties.

QUALITY OVER QUANTITY: We know the prime property sector inside-out and we will only ever offer you the finest investment opportunities. Our investments have an average LTV of 66%, security against the properties, and our founders invest their own money in every single deal.

OPENING DOORS: Investing into these types of opportunities has been hard. We’re changing that. With just £1,000, they’re now open to everyday investors.

THE PERSONAL TOUCH: Our investor and borrower experience is the hugely important factor for us. We offer a personal touch with all investments, reach us on the phone, live chat or come into the office and meet the team.

 

HOW INVESTING WORKS?

We open up prime property opportunities to everyday investors, with great returns. And we provide borrowers with efficient access to funds to develop property. Here’s a bit more information about how it works – and how you can get involved.

HOW INVESTMENTS HAPPEN?

Our team of in house experts carry out extensive due diligence on any property investment opportunity - with over 100 years' of combined experience you're in safe hands.

1 DEAL SELECTION: We receive numerous applications for loans from property developers. We carefully evaluate each one and select only the best opportunities. Our team analyse these opportunities against over 50 criteria - meaning only the most attractive pass the first stage.

2 CREDIT COMMITTEE: If a deal passes our due diligence process it will be analysed by our credit committee. This consists of highly experienced individuals with a combined experience of more than 100 plus years in the industry.

3 UNDERWRITING: Our borrowers want their loan as soon as possible so they can progress with their project. CapitalRise pre-funds the loan, along with any funding partners, before offering it to investors.

4 INVESTING: Exclusively for members, we post the investment opportunity on our platform. Within the deal room you can review all the relevant documentation and decide whether to invest. It only takes a few minutes.

5 DEAL CLOSURE: We provide regular quarterly updates on the invesment and at the end of the loan term the borrower will repay you, plus your returns.

 

OUR REVIEW PROCESS

Most property finance proposals do not pass the first stage of our stringent review process. We scrutinise every detail and only make the very best opportunities available to investors. Just 2% of the applications are accepted.

How we assess each opportunity?

OUR DUE DILIGENCE CHECKS ARE FOCUSED ON 4 KEYS AREAS:

  • THE DEVELOPERS

We only lend to developers who have significant experience and a consistent proven track record of profitable financial performance with a high probability of success in the future.

  • THE PROPERTY

We only offer properties that fit our prime criteria. These are the finest homes in the most sought after areas that have a consistently high market demand.

  • THE BUSINESS PLAN

We only back proposals that have a clear and sensible business plan which makes financial sense. We then stress test that plan to ensure investors still get repaid if things take longer than forecast.

  • THE FINANCIALS

CapitalRise only backs proposals that have the appropriate profitability and rate of return to our investors for the risk being taken. Our average loan-to-value is 66% and we ensure your investment is secured by a first or second legal charge is secured against the property.

Our rigourous due dilligence checks are designed to minimise developer/default risk, however they do not eliminate it.


PROTECTING YOUR INVESTMENT

Investing in property means that there is a physical asset we are legally allowed to secure your investment against. Each loan is structured slightly differently, but your investment will either have a first or second legal charge on the property. A first legal charge means CapitalRise investors will be in the first group to reclaim capital in the event of a forced sale of a property. A second legal charge means CapitalRise investors will receive their capital after the first group. We will always make it clear on each opportunity where your investment lies. You can find out more about how loans are structured and how this can impact how your investment is secured below.
 


 

 

 

CapitalRise image

CONTACT INFO

Brochure
N/A
Telephone
+44 020 3869 2620
Headquarters
Jubilee House, 2 Jubilee Place
SW3 3TQ
London
London
Great Britain
Flag of GB
No map available

 

INVESTMENT RISK WARNING

Investing in property involves risks, including illiquidity - the inability to sell assets quickly or without substancial loss in value -, lack of dividends, loss of investment and disolution, and it should only be done as part of a diversified portfolio. Your capital is at risk.

FINANCIAL INFORMATION ABOUT CAPITALRISE

YEARLY STATS 2015 - 2018

No stats from platform CapitalRise

REGULATION

Regulated
Third Party LicenseThird Party License
License Owner
Gallium Fund Solutions Limited
Regulatory Entity
The Financial Conduct Authority (FCA)
Regulatory Country
Flag of GB
License Number
487176
License Link

HANDLING OF FUNDS

Type of account
N/A
Custodian entity
N/A
KYC
N/A

CURRENCY

Main Currency
GBP (£)
Accepted FIAT Currencies
GBP (£)
Accepted Crypto Currencies
N/A

GENERAL INVESTMENT CONDITIONS

Minimal Investment Ticket
GBP 1k
Bonus on amount invested
N/A
Welcome Promo
N/A
Buyback guarantee
N/A
Second Market
N/A
Acceptance of foreign investors
N/A
Accredited investors
N/A
Non-accredited investros
N/A
Co-invest
N/A

COMMISSIONS

On investment
N/A
Management
N/A
On profits
N/A

COMPANY DETAILS

Year founded
2015
Company name
CapitalRise Finance Ltd
Tax ID
N/A
Billing Address
Jubilee House, 2 Jubilee Place
SW3 3TQ
London
London
Great Britain
Country
Flag of GB

 

INVESTMENT RISK WARNING

Investing in property involves risks, including illiquidity - the inability to sell assets quickly or without substancial loss in value -, lack of dividends, loss of investment and disolution, and it should only be done as part of a diversified portfolio. Your capital is at risk.

CAPITALRISE WEB PRESENCE

WEB

TWITTER

Account
Last tweet
Tweets
Publ. frecuency
Followers

PLATFORM'S VIDEOS

Account
Last video
Videos
Publ. frecuency
Subscribers

 

INVESTMENT RISK WARNING

Investing in property involves risks, including illiquidity - the inability to sell assets quickly or without substancial loss in value -, lack of dividends, loss of investment and disolution, and it should only be done as part of a diversified portfolio. Your capital is at risk.

INVESTORS REVIEWS OF CAPITALRISE

RATING

Average Review Rating

REVIEWS

No reviews yet

SUBMIT NEW REVIEW

In order to rate the platform you need to be registered

 

INVESTMENT RISK WARNING

Investing in property involves risks, including illiquidity - the inability to sell assets quickly or without substancial loss in value -, lack of dividends, loss of investment and disolution, and it should only be done as part of a diversified portfolio. Your capital is at risk.

Please Log In first

Don't have an account yet?

Sign up & enjoy all the services BrickFunding provides
Register