Logotype of Brickowner

Brickowner

Invest as little as £100 up to as much as you like into properties of your choosing. We aim to provide you with access to exclusive professionally managed property investments which would otherwise be inaccessible to most investors.

  • Third Party LicenseThird Party License
  • EquityEquity
  • LendingLending
Average yearly return  
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Total funded  
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Total projects  
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BRICKOWNER REVIEW

Brickowwner Overview

Brickowner is a relatively new property crowd investing platform in the UK. With just 100 GBP, it lets you own a portion of property investment in the UK. The interesting thing about Brickowner is that they invest in institutional grade real estate projects small investors wouldn’t have access to under normal conditions. They act as an aggregator of investors funds, and with these funds, it invests in parts of large property development projects. The projected returns on the investments start from around 8% and go up to 20% per year. Typical investment periods range from 1 to 5 years. 

Key highlights

  • invest in institutional level real estate development projects
  • returns from 8% to 20%
  • loan terms from 1 to 5 years
  • minimum investment 100 GBP 

Who can invest in Brickowner

Anyone in the world (except US residents) can sign up on Brickowner. At the time you actually want to do an investment, they’ll ask you for a proof of identity (passport or ID card copy).

How do you fund your account

You’ll need to fund your account either by bank transfer or debit card. Credit cards, like the cards from Revolut, don’t work. 

Is it safe to invest

Brickowner is authorized and regulated by the Financial Conduct Authority (FCA) from the UK. So far, the UK is the only country in the EU that has specific regulations for crowdlending and crowdfunding, the others have generic rules that apply to crowdlending platforms as well. Your investments are kept separate from Brickowner in a UK limited company (Special Purpose Vehicle), specially designed for these types of investments. This means that if Brickowner goes bankrupt, your investment will be managed by a different entity and your investments won’t be tied to Brickowner. The money you have in your account is kept in a separate online wallet by MangoPay, an electronic money institution from Luxembourg. So, the main risk is the actual investment you make in the real estate project. In the investment documents, each property is ranked with a risk level from 1 to 7, based on how illiquid your investment is and how much your capital might be affected by market fluctuations. 

Are there any fees

Brickowner states that each property investment has its separate fees. The only property I’ve invested in had a 3.5% funding fee and a 0.75% yearly management fee. There’s no fee applied when you exit your investment.

Exiting your investment

You can only exit your investment at the end of the investment term. There’s no secondary market or the option to sell your shares to Brickowner. 

Investing on the Brickowner website

There’s no secondary market or auto-invest tool, so in this matter, the platform is rather simple. You can view the current and previously funded investments, pick the ones you’re interested in, and dive deeper. 

Conclusions on Brickowner

There’s more to Brickowner than meets the eye. I was thinking at first that it’s just another UK property crowdfunding platform, but it turns out it’s more than that. Unlike Property Partner or British Pearl, other UK real estate crowdfunding platforms I’m invested in, they don’t invest in small residential or commercial properties, but they participate as institutional investors in large projects I’d normally not have access to and they offer higher returns. They have some rather high fees and they take it even if the investments are not profitable. In contrast, British Pearl has a 20% success fee on exit, but only on the profit you gain from capital appreciation of the property. Property Partner has no fee on exit. Also, the projects I’ve seen so far pay out investors only at the end of the investment term. There’s no monthly, or at least quarterly dividends paid that you could cash out or reinvest. Your investment is locked for the entire period.

Please share your thoughts! (Leave a Comment)

Are you considering Brickowner but still have unanswered questions? Or maybe you are a seasoned Brickowner investor, and you have a clear picture of the platform? Go ahead and post your questions or opinions below!

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GENERAL INFORMATION ABOUT BRICKOWNER

CROWDFUNDING TYPE

Types offered
EquityEquity
LendingLending
DirectDirect
CryptoCrypto
Real Estate Assets offered
SingleSingle
MultiMulti
RetailRetail
OfficeOffice
HotelHotel
IndustrialIndustrial

ABOUT BRICKOWNER

Build your own property portfolio 

You can build your own property portfolio by investing in a number of different investments on the platform. You can add funds and increase the size of your portfolio whenever you want. It’s completely your decision as to what you invest in, how much you invest, and when you invest.

Earn

Earn income and capital growth from your investments. Once the investment is fully funded you will earn a share of any income and potential capital growth pro rata to the amount you invested in that particular opportunity. At the end of the investment term funds will be returned to include any capital growth. You can either reinvest this return into new investments, or withdraw it. It’s your money, so it’s up to you.

Diversify

You can diversify between different property managers, different locations, different property sub-sectors, and equity and debt. Diversifying your investment helps reduce risk.

Asset backed

As an investor into property, your investment is asset backed by property. Historically property has outperformed other forms of investment such as the stock market and bonds. Past performance are not indicative of future returns.

 

CONTACT INFO

Brochure
N/A
Telephone
+44 020 3286 5751
Headquarters
14 Grays Inn Road,
WC1X 8HN
London
London
Great Britain
Flag of GB
No map available

 

INVESTMENT RISK WARNING

Investing in property involves risks, including illiquidity - the inability to sell assets quickly or without substancial loss in value -, lack of dividends, loss of investment and disolution, and it should only be done as part of a diversified portfolio. Your capital is at risk.

FINANCIAL INFORMATION ABOUT BRICKOWNER

YEARLY STATS 2017 - 2018

No stats from platform Brickowner

REGULATION

Regulated
Third Party LicenseThird Party License
License Owner
Gallium Fund Solutions Limited
Regulatory Entity
The Financial Conduct Authority (FCA)
Regulatory Country
Flag of GB
License Number
487176
License Link

HANDLING OF FUNDS

Type of account
N/A
Custodian entity
N/A
KYC
Yes

CURRENCY

Main Currency
GBP (£)
Accepted FIAT Currencies
N/A
Accepted Crypto Currencies
N/A

GENERAL INVESTMENT CONDITIONS

Minimal Investment Ticket
GBP 100
Bonus on amount invested
N/A
Welcome Promo
N/A
Buyback guarantee
N/A
Second Market
N/A
Acceptance of foreign investors
N/A
Accredited investors
N/A
Non-accredited investros
N/A
Co-invest
N/A

COMMISSIONS

On investment
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Management
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On profits
N/A

COMPANY DETAILS

Year founded
2017
Company name
Brickowner Limited
Tax ID
09709791
Billing Address
14 Grays Inn Road
WC1X 8HN
London
London
Great Britain
Country
Flag of GB

 

INVESTMENT RISK WARNING

Investing in property involves risks, including illiquidity - the inability to sell assets quickly or without substancial loss in value -, lack of dividends, loss of investment and disolution, and it should only be done as part of a diversified portfolio. Your capital is at risk.

BRICKOWNER WEB PRESENCE

WEB

TWITTER

Account
Last tweet
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Followers

 

INVESTMENT RISK WARNING

Investing in property involves risks, including illiquidity - the inability to sell assets quickly or without substancial loss in value -, lack of dividends, loss of investment and disolution, and it should only be done as part of a diversified portfolio. Your capital is at risk.

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INVESTMENT RISK WARNING

Investing in property involves risks, including illiquidity - the inability to sell assets quickly or without substancial loss in value -, lack of dividends, loss of investment and disolution, and it should only be done as part of a diversified portfolio. Your capital is at risk.

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