Logo de CrowdProperty

EVALUATION BRICKFUNDING

CrowdProperty

Earn 8%p.a. first-charge secured returns, tax-free through the CrowdProperty ISA.

  • Avec licenceAvec licence
  • LendingLending
Retour Moyen Annuel  
9.36%
Fonds Totaux  
USD 27.13m
Projets Financés  
62

INFORMATIONS GÉNÉRALES SUR CROWDPROPERTY

TYPE DE CROWDFUNDING

Types proposés
EquityEquity
LendingLending
DirectDirect
CryptoCrypto
Actifs immobilier offerts
Logements individuelsLogements individuels
Logements collectifsLogements collectifs
BoutiquesBoutiques
BureauxBureaux
HôtelHôtel
IndustrielsIndustriels

À PROPOS DE CROWDPROPERTY

CrowdProperty is a specialist property peer-to-peer lending platform facilitating loans between private individuals and UK professional property businesses. Actual property development and investment experience lies at the heart of the business meaning hands-on, expertise-led due diligence and loan monitoring. Lending is focused on the SME property developer market, a key segment for supplying much needed UK housing stock, which is poorly and inefficiently served by traditional funding sources. CrowdProperty is authorised and regulated by the FCA, is an HMRC approved ISA / IFISA manager and is the only property development specialist platform on the Peer-to-Peer Finance Association (P2PFA) membership, the leading industry body in UK peer-to-peer lending, which in many respects is at the forefront of the development of peer-to-peer lending globally.CrowdProperty recently became the first and only property development/bridging P2P lender to become Brismo Verified, independently validating CrowdProperty’s market-leading performance, showing significant outperformance of Brismo's UK P2P Index.

CrowdProperty facilitates debt-based, asset-backed loan contracts between Investors and Borrowers via our online platform. Investment funds are from retail investors. CrowdProperty exists because we match the supply and demand of capital far more efficiently than traditional lending institutions, thereby giving both Investors and Borrowers a better deal.

We are solving major pains being experienced on both sides of our marketplace. On the one hand, property professionals are receiving appalling service from traditional funding providers, especially in terms of ease, speed, expertise and access to decision makers, all of which are pivotal to our proposition. On the other hand, the general public are mostly getting sub-inflation returns on their savings – according to the Bank of England there is £1.3tr in savings accounts earning on average 0.8% interest. The big reason we can offer higher returns of 8% is because of our structural cost advantage. We don’t have the high cost bases of traditional lenders, which include, for instance, branch networks, origination costs, legacy IT systems and regulatory cost of capital. We have purpose-built technology underpinning both very efficient and expertise-led systems and processes. Additionally, if we introduce interest rate changes, it is always applied to both sides of the marketplace. The CrowdProperty ISA then adds a tax-free cherry on top of the cake.

Additionally, this UK has a housing supply crisis and whilst the Government identifies small and medium-sized developers developing smaller parcels of land as a crucial part of the solution, traditional lending institutions either won't lend or make it very hard to borrow, despite significant demand. We know this because as property professionals, we've been there. We understand these frustrations through decades of personal investing and developing experience through multiple economic cycles.

As a result of our superior understanding, extensive hands-on experience, expertise-led due diligence and insistence on securing each project with a first legal charge, we have a 100% capital and interest payback track record.

CrowdProperty is different because we:

  • Have a 100% track record in repaying Investors’ capital and interest
  • Have no outstanding loans that are late in any way. This is based on ‘late’ being defined as any active loan going beyond the originally defined loan end date at launch of the loan (ie the intuitive definition).
  • Always take first charge security
  • Only lend on projects with planning permission already in place
  • Attract the best quality projects as we offer competitive rates plus a swift and excellent service to property professionals
  • Originate projects directly as part of the many ways that we match capital more efficiently, ensuring a better deal for both lenders and borrowers
  • Have unparalleled, hands-on expertise of over 100 years in the property industry at the heart of the business, meaning projects are assessed with deep, specialist property experience
  • Only ever consider projects independently proposed to our platform ensuring independent and impartial due diligence
  • Are, and always have been, solely focused on what we do and our business model, asset class, instrument and security, continuously building stronger and deeper expertise
  •  Offer upmost transparency on our track record and projects listed through information on our website and through project webinars
  • Are directly authorised and regulated by the FCA
  • Are the only property development / bridging platform member of the Peer-to-Peer Finance Association (P2PFA), the ‘top table’ of UK peer-to-peer lending, alongside other sector leaders
  • Are the only property development / bridging platform to be Brismo Verified, underlining our commitment to disclosure best-practice and independent accountability for the performance of every loan that we originate both historically and going forward
  • Have proprietary technology that has been built, continues to be developed and managed internally for absolute control over our proposition development, our purposeful priorities and USPs.

 

CrowdProperty image

INFORMATIONS DE CONTACT

Brochure
N/A
Téléphone
+44 203 012 0161
Siège Scocial
Crown House, 123 Hagley Rd
B16 8LD
Birmingham
West Midlands
Royaumes-Unis
Drapeau de GB
Carte non disponible

 

AVERTISSEMENT DES RISQUES D'INVESTISSEMENT

Investir dans l'immobilier implique des risques, notamment l'illiquidité - incapacité à vendre des actifs rapidement ou sans perte de valeur substantielle -, le manque de dividendes, la perte d'investissement et la dilution, et cela ne devrait être fait que dans le cadre d'un portefeuille diversifié. Votre capital est à risque.

INFORMATIONS FINANCIÈRES CONCERNANT CROWDPROPERTY

ÉTATS ANNUELS 2013 - 2018

RÉGULATION

Regulé
Avec licenceAvec licence
Entité de régulation
The Financial Conduct Authority (FCA)
Pays
Drapeau de GB
Numéro de Licence
723959
Lien de Licence

GESTION DES FONDS

Type de compte
Séparé
Entité dépositaire
Modulr
KYC
Oui

DEVISE

Devise Principale
GBP (£)
Devises FIAT acceptées
GBP (£)
Monnaies Cryptographiques acceptées
N/A

CONDITIONS GENERALES D'INVESTISSEMENT

Montant Investissement Minimum
GBP 500
Bonus sur le montant investi
N/A
Offre de Bienvenue
Non
Garantie de Rachat
Non
Marché Secondaire
Non
Investisseurs Étrangers Acceptés ?
Oui
Investisseurs Accrédités
Oui
Investisseurs Non-Accrédités
Oui
Co-investir
Non

COMMISSIONS

Sur investissement
Non
Gestion
Non
Sur profits
Non

DÉTAILS DE L'ENTERPRISE

Année de Création
2013
Nom de la Société
Crowd Property Ltd
Identification Fiscale
08764786
Domiciliation Fiscale
Crown House, 123 Hagley Rd
B16 8LD
Birmingham
West Midlands
Royaumes-Unis
Pays
Drapeau de GB

 

AVERTISSEMENT DES RISQUES D'INVESTISSEMENT

Investir dans l'immobilier implique des risques, notamment l'illiquidité - incapacité à vendre des actifs rapidement ou sans perte de valeur substantielle -, le manque de dividendes, la perte d'investissement et la dilution, et cela ne devrait être fait que dans le cadre d'un portefeuille diversifié. Votre capital est à risque.

CROWDPROPERTY PRESENCE DIGITALE

SITE WEB

TWITTER

Compte
Dernier tweet
Tweets
Fréq. Publication
Followers

VIDEOS DE LA PLATEFORME

Compte
Dernière vidéo
Videos
Fréq. Publication
Subscribers

 

AVERTISSEMENT DES RISQUES D'INVESTISSEMENT

Investir dans l'immobilier implique des risques, notamment l'illiquidité - incapacité à vendre des actifs rapidement ou sans perte de valeur substantielle -, le manque de dividendes, la perte d'investissement et la dilution, et cela ne devrait être fait que dans le cadre d'un portefeuille diversifié. Votre capital est à risque.

AVIS D'INVESTISSEURS DE CROWDPROPERTY

AVIS CLIENT

Résultant moyen des avis

AVIS CLIENTS

Avis non disponible

DONNER MON AVIS

Pour évaluer la plateforme, vous devez être inscrit

 

AVERTISSEMENT DES RISQUES D'INVESTISSEMENT

Investir dans l'immobilier implique des risques, notamment l'illiquidité - incapacité à vendre des actifs rapidement ou sans perte de valeur substantielle -, le manque de dividendes, la perte d'investissement et la dilution, et cela ne devrait être fait que dans le cadre d'un portefeuille diversifié. Votre capital est à risque.

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